The financial OS for the agent economy.
Your money. Your rules.
Your infrastructure.
Accept payments. Automate spending with AI agents under guardrails you control. One wallet. No crypto knowledge required.
Open source · Self-hosted · No credit card
The shift
Other wallets just sign transactions. Yours should do more.
Existing wallets can't accept payments. Can't run checkout. Can't enforce spending guardrails. They're signing tools, not commerce infrastructure. AI agents need a wallet that handles the full cycle: money in, money out, rules on every transaction.
- Accept payments with built-in checkout
- AI agents that spend under human-set guardrails
- 15 enforceable rules on every transaction
- No crypto knowledge required
- No one else touches your money. Ever.
- Signing only. No checkout, no payments in
- No spending policies, no guardrails for AI
- $50k–$500k/yr for enterprise MPC
- $3.4 billion stolen in 2025 (Chainalysis)
- 75% of hacks: stolen credentials (Hacken)
AI agents are moving real money. Wallet security hasn't kept up.
Other wallets just sign. They can't accept payments. They can't run checkout. They weren't built for agentic commerce.
Enterprise wallets charge $500k/yr and can't accept payments. Raw keys have no rules, no limits, no safety net. We built the unified wallet. Open source. Self-hosted.
The A-stack
Accept. Automate. Always in your wallet.
Three layers. One stack you actually own.
Accept payments.
One link. Customers pay with one click. AI agents pay automatically. No crypto knowledge needed on either side.
Automate with AI.
AI agents transact under human supervision. You set the guardrails. The wallet enforces them on every transaction.
Always in your wallet.
No single point of failure. Three independent approvals. Any two must agree. The full private key never exists. Not in memory. Not ever.
The numbers
Why switch to Agentokratia.
| Feature | Other Wallets | Agentokratia |
|---|---|---|
| Key security | One password protects everything | Three approvals. Key never exists |
| Cost | $50k–$500k/yr (enterprise MPC) | Free and open source |
| AI agent support | None. Built for humans clicking buttons | Native: CLI, SDK, MCP server |
| Guardrails | Manual reviews, no automation | 15 rules, set by humans, enforced on every tx |
| Crypto knowledge | Required: keys, gas, nonces | None. Wallet handles everything |
| Self-hosted | No. Trust the vendor | Yes. Your infra, your rules |
| Research-backed | Proprietary, closed source | Peer-reviewed paper, open source |
| Accept payments / checkout | No. Signing only | Built in. One link, instant checkout |
Other wallets just sign transactions. Agentokratia is the full stack: accept payments, automate spending, enforce guardrails. One wallet. Open source. Self-hosted.
Your funds can't vanish overnight.
No single password to steal. No single person who can move your money. Three independent approvals. Your funds stay exactly where you put them.
Any two must agree. One alone can't touch your funds.
Three independent approvals protect every transaction. Any two must agree before money moves. One alone is useless. Even if one is compromised, your funds stay safe.
The same security model used by institutions managing billions. Now free and open source.
See it in action
Real wallets. Real transactions. People and AI agents.
Send money. Instantly. No crypto knowledge.
Your wallet handles everything. One click to send. Funds arrive in under a second.
Get paid the moment you deliver.
One link. Customers pay with a click. No invoicing, no chasing. Funds land instantly.
AI agent spends within the rules you set.
Guardrails enforce spending limits, approved services, and budgets. Every transaction logged.
Pricing
Free to start. Free to self-host. Forever.
We manage the infrastructure. Or self-host the whole thing.
Managed
We run the infrastructure. You focus on your business.
- Accept payments in digital dollars
- AI agent automation built in
- Guardrails control every transaction
- Dashboard and analytics
- No crypto knowledge required
Free tier included. Paid plans add higher volume and priority support.
Self-Hosted
Run it on your own infrastructure. Full control.
- Everything in Managed
- Threshold wallet (key never exists)
- 15 guardrails — set by humans, enforced on AI
- CLI, SDK, and MCP server
- One-command deployment
Free to use. Free to modify. Need a commercial license? Get in touch →
Need higher limits or dedicated support? Book a demo →
Build with us.
Agentokratia is live. Accept payments, automate with AI, enforce guardrails. Join for updates and a dedicated onboarding call.
From the blog
The Agentic Commerce Settlement Protocol
The protocol behind instant payments for both humans and AI agents.
Agentokratia vs Privy vs Coinbase CDP
Three wallet providers. Three security models. Key custody, pricing, and guardrails compared side by side.
The Agentic Manifesto
Software is about to move more money than humans. The question is who governs it.
Your money. Your rules. Your infrastructure.
Five minutes from now, you have a wallet that works for you and your AI agents. Guardrails. Spending limits. Full audit trail. Not six months from now. Not after a $500,000 invoice.
Self-hosted. Open source. Based on peer-reviewed research.